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Archive for April, 2009

On March 4, 2009, guidelines were released under President Barack Obama’s Making Home Affordable initiative, which is designed to help up to 9 million homeowners stay in their homes through refinanced mortgages or loan modifications.
To qualify, you must:

Owe between 80-105% of your mortgage. An analysis of Zillow Q4 Real Estate Market Reports shows [...]

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Q How can I find out whether I will qualify for help with my mortgage under the Obama administration’s plan?
A The administration’s housing plan provides two types of assistance that are designed to help make mortgages more affordable for up to 9 million homeowners: refinancing and loan modification.
Special refinancing program. Many homeowners with more than [...]

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The Return of Jumbo Mortgage

This is good news, banks are starting to realize that they make money by lending.
Jumbo mortgages became more expensive and harder to come by as the nation’s credit crisis deepened. That might be starting to change.
“Jumbo” refers to mortgages that are too large to be bought by Freddie Mac or Fannie Mae. The “conforming loan [...]

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